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Overview

Why fall behind in a world that is moving at such a fast pace, with Paisabhai.com’s business loans, you are guaranteed to never fall short of making your dreams come true! With one of the fastest disbursal rates in the market, you can be assured that Paisabhai.com is here to support you at every step of your journey.

 

Paisabhai.com offers you loans without providing any security or a lot of paperwork. The fact that an unsecured business loan safeguards your company’s assets is one of its main advantages. Our business loan is one of the simplest to apply for and has one of the quickest response times in the industry, guaranteeing that you will have the money you need when you need it.

Features and Benefits

No hidden Charges

With Paisabhai.com’s commitment to transparent practices at every step, you can be assured of no extra or hidden charges other than the ones you would already been made aware of.

Quick Approval

Get your loan approved in no time, if you fulfil the eligibility criteria, your business loan can be disbursed within less than 24 hours.

Least Amount of Documentation

Paisabhai.com’s customer-oriented and efficient system makes sure that any loan-taking procedure is hassle-free for you.

No collateral required

Achieve your dreams without worrying about pledging assets!

Hassle-Free Procedure

Paisabhai.com’s customer-oriented and efficient system makes sure that any loan-taking procedure is hassle-free for you.

Lowest Possible Interest Rates

Paisabhai.com provides you with the lowest interest rates in the market!

Flexible Tenure

At Paisabhai.com you can be assured to get the most flexible tenure of up to 36 months!

Interest Rates & Charges

Paisabhai.com makes sure that you get to fulfil your dreams just the way you want to at your terms and thus bring to you the best interests possible in the market!

Eligibility & Documents Required

We at Paisabhai.com aim to make the concept of eligibility for financial borrowing highly simple for everyone. Qualifying the eligibility for a Paisabhai.com business loan is in fact effortless. Long gone are the days of long paperwork, greatly reducing the time required for the disbursal of a loan!

 

Any application shall be assessed on the following 5 broad categories:

At the time of application, a person should be of the minimum age of 22 years and a maximum of 58 years at the time of maturity of the loan.

An applicant must have work experience of at least 3 years.

The applicant’s business must have a minimum annual turnover of ₹20 lakh.

At Paisabhai.com it is our endeavour that there is no hindrance with regard to the documentation for a loan. While the requirement of certain documents applies to every applicant, based on the lender and or the nature of employment as well as the residential status in the country, an applicant may be required to furnish various documents in addition to the ones that are mandatory.

 

A general set of documents required are as follows:

Employ ID Card, Aadhar Card, Pan Card

Rent Agreement/Utility Bills (Both Residence and Office)

Company PAN Card, Director/Proprietor/ Partner PAN Card, Passport or Aadhar Card Proprietor/Partner/Director PAN Card, Aadhaar Card, Utility Bills/Rent Agreement/Passport

Bank account statement of past 1 year and Income Tax Return of past 3 years before the time of application

Note: The above-given table is an indicative list of the documents required for the disbursal of a loan, additional documentation may be required for specific applications. To make the process completely transparent, fast and hassle-free, the documents must be submitted online.

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